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Medicaid Renewal

How Do I Cancel My Own Medicaid Coverage?

Last reviewed 2026-07-16

Short answer

You can end Medicaid on your own. Call your state Medicaid office, use the state's online portal, or send a written request. No reason is required. Line up your next health plan first. A signed letter can also help the state close your case fast, without the usual wait.

What happened

You have Medicaid now. You want it to end. Maybe you got a job with health insurance. Maybe you moved to a new state. Maybe you just want a different plan. You can ask to stop your Medicaid at any time. You do not need a special reason.

What usually applies

Every state runs its own Medicaid program, so the exact steps can differ. Most states let you cancel by phone, by mail, or through an online account. A federal rule lets the state close your case fast when you send a clear, signed statement that you no longer want services. You can only have active Medicaid in one state at a time. If you move, tell your old state to close the case. Before you cancel, make sure your next coverage is set to start. A short gap can leave you with medical bills.

(b) The agency receives a clear written statement signed by a beneficiary that— (1) He no longer wishes services; or

From eCFR, 42 CFR 431.213(b) (official current CFR text)Retrieved 2026-07-16

You can cancel your coverage by calling CoverVA at 1-855-242-8282 (TTY: 1-888-221-1590), or by notifying your local Department of Social Services .

From Virginia Department of Medical Assistance Services (DMAS), Commonly Asked QuestionsRetrieved 2026-07-16

You can only have active Medicaid coverage in one state at a time. If you are moving out of state, please notify your local Department of Social Services or call CoverVA at 1- 855-242-8282 to cancel your coverage.

From Virginia Department of Medical Assistance Services (DMAS), Commonly Asked QuestionsRetrieved 2026-07-16

You can apply and enroll in a Marketplace plan as early as 60 days before your Medicaid or CHIP coverage ends to avoid a gap in coverage.

From HealthCare.gov, Staying covered if you lose Medicaid or CHIPRetrieved 2026-07-16

You can also apply for a Marketplace plan after your Medicaid or CHIP coverage ends — you have 90 days after your Medicaid or CHIP coverage ends to enroll in a plan that will start at the beginning of the next month after you complete your enrollment.

From HealthCare.gov, Staying covered if you lose Medicaid or CHIPRetrieved 2026-07-16

A consumer is generally not eligible for this SEP if the consumer voluntarily dropped coverage

From CMS, Special Enrollment Periods (SEP) Job AidRetrieved 2026-07-16

What to do

  1. 1

    Call or log in to your state Medicaid office

    Ask how your state handles cancellation. Many states take the request by phone, online, or by mail.

  2. 2

    Put your request in writing

    Write and sign a short statement that you no longer want Medicaid. This can help your state close your case fast.

  3. 3

    Line up your next coverage first

    Confirm your new plan's start date before your Medicaid ends. This helps you avoid a gap in coverage.

  4. 4

    Check your Marketplace options before you cancel

    You can apply for a Marketplace plan up to 60 days before Medicaid ends. The 90 days after is usually for people who lose coverage, not people who cancel it. Line up your next plan first.

When to get help

Call 211 or a local Marketplace navigator. Do this if you are not sure how to line up new coverage. Also call if your Medicaid does not close on the date you asked for. Legal aid can help too. This matters most if you get billed for care after your cancel date. If a future case decision feels wrong, your notice will explain how to ask for a fair hearing.

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Last reviewed 2026-07-16

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