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Your Special Medicare Notice for Turning 65, Explained
Also called: Special Medicare Notice for Consumers Turning 65
Last reviewed 2026-07-08
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What this notice usually means
This notice flags that you are approaching age 65. CMS sends it to Marketplace enrollees who may need to switch to Medicare. Staying enrolled without switching can affect your subsidy.
What to do now
- 1
Check your Medicare eligibility date
Most people become eligible for Medicare the month they turn 65. Note that date on your calendar.
- 2
Look into your Medicare enrollment window
Medicare enrollment periods run around your 65th birthday. Missing this window can affect premiums later.
- 3
Compare Marketplace subsidy rules once eligible
Premium tax credits usually end once someone can use Medicare. Review your options before you switch.
- 4
Call Medicare or the Marketplace with questions
Call Medicare at 1-800-633-4227 with questions. You can also call the Marketplace at 1-800-318-2596.
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Sources
- CMSRetrieved 2026-07-07
Last reviewed 2026-07-08
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