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Your Failure to Reconcile Stop APTC Notice, Explained
Also called: Failure to Reconcile Stop APTC Notice, Stop APTC Notice
Last reviewed 2026-07-08
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What this notice usually means
This notice says your premium tax credit will stop. It follows earlier warnings about an unfiled tax return that went unresolved. Your monthly premium can rise sharply once the credit stops.
What to do now
- 1
Read the reason and the date on your notice
The letter explains what the Marketplace decided and why. Find that section first, since your own notice has the real facts of your case.
- 2
Check how much time you have to respond
Your notice states its own response or appeal deadline. That date controls, not a general timeline described here.
- 3
Gather records that support your side
Collect medical records, pay stubs, or other proof connected to the reason on your notice.
- 4
Use the appeal steps on your letter, or call for help
Your notice explains how to appeal. You can also call the number on your letter or ask a local legal aid group for free help.
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“Failure to Reconcile Stop APTC Notice (May 2025) English (PDF)”
Wondering which date applies to you? Check it with Plainly
Sources
- CMSRetrieved 2026-07-07
Last reviewed 2026-07-08
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